Pengujian moderasi inflasi pada pengaruh profitability, financing to deposit dan capital adequacy ratio terhadap risiko pembiayaan

This study aims to determine the effect of micro variables (ROA, FDR, and CAR) as well total variable in form inflation a moderating on NPF Indonesian Islamic commercial banks for 2016-2020 period. The data analysis method used is explanatory research that uses type assessment causality between studied (causal relationship). theory agency theory. With regard relationship principal agent, agent appointed by or manage services company's activities must be good health. result achieved able become certain factors non-performing financing (NPF) Indonesia. results show directly Capital Adequacy Ratio (ROA) (CAR) have significant negative Non Performing Financing while Deposit (FDR) has no (NPF). In addition, also an indirect (FDR), does not moderate